Dealership Insurance
When it comes to running an auto or boat dealership, protecting your business from unforeseen risks is crucial. That’s where dealership insurance comes in. In this comprehensive guide, we will explore the world of dealership insurance, its cost in Ohio, the types of dealers who need it, and the various coverages available.
Whether you’re a car dealer, boat dealer, or involved in other dealership ventures, understanding dealership insurance will help safeguard your business and give you peace of mind.
What is dealership insurance?
How much does dealership insurance cost in Ohio?
Dealership owners in Ohio are faced with several considerations when assessing their insurance premiums. While exact figures can vary based on individual circumstances, it’s essential to consider key fundamental factors that contribute to or influence the overall cost.
According to industry data, the average annual premium for dealership insurance in Ohio ranges from $10,000 to $50,000 or more, depending on various factors. The size and nature of your dealership, such as the number of vehicles in your inventory, the value of your assets, and the extent of your operations, play a significant role in determining the cost.
Additionally, factors like location, claims history, security measures implemented on the premises, and the coverage limits and deductibles selected also impact the cost of dealership insurance. High-risk areas or dealerships with a history of frequent claims may face higher premiums due to increased exposure to potential risks.
To obtain accurate pricing tailored to your specific dealership, it is advisable to consult with someone knowledgeable about insurance dealerships, like Ellerhorst Insurance Agency LLC, an agent who can assess your needs and provide personalized quotes. Ellerhorst Insurance Agency LLC can analyze the unique aspects of your business and factor in the coverages required, such as dealer’s open lot insurance, garage liability, commercial property insurance, and more, to determine the precise cost.
Types of Dealers Who Need Dealership Insurance

Auto Dealers

Boat Dealers


Tractor & Truck Dealers

ATV & Off-Road Dealers


Motorcycle Dealers
Types of Coverages for Dealer Insurance

Dealer’s Open Lot Insurance

Garage Keeper’s Insurance


Garage Liability Insurance

Business Interruption Insurance


Commercial Property Insurance

Commercial General Liability


Workers Compensation

Cyber Liability


Employment Practices Liability

False Pretense Coverage


Dealers' Errors & Omissions Coverage

Inland Marine Insurance

Top Ohio Dealer Insurance Agency
When it comes to securing the right dealership insurance coverage in Ohio, it’s crucial to partner with a reputable and experienced insurance agency. Ellerhorst Insurance Agency LLC is a leading insurance agency that specializes in providing comprehensive insurance services for auto, boat, and other dealerships. With their expertise in the dealership insurance industry and their commitment to client satisfaction, they can help tailor an insurance program to fit your specific needs.
By working with Ellerhorst Insurance Agency LLC, you gain access to a wide range of insurance carriers, competitive pricing, and personalized service. Their team of insurance professionals understands the unique risks faced by dealerships and can guide you in selecting the right coverage to protect your business.
By exploring our website, individuals seeking information about car dealers and boat dealership insurance can have their questions answered and gain a better understanding of the insurance solutions available to them. This commitment to educating potential clients demonstrates that we at Ellerhorst Insurance Agency LLC are dedicated to helping dealerships make informed insurance decisions.
It’s no secret that being an auto or boat dealership owner in Ohio comes with plenty of challenges. But perhaps none are as daunting as the potential risks facing these businesses every day. Whether it’s dealing with liability claims or guarding against theft or other losses, not to mention natural disasters or accidents, countless threats can jeopardize a dealership’s success at any time. Fortunately, by investing in comprehensive insurance coverage from trusted providers like Ellerhorst Insurance Agency LLC these businesses can rest easy knowing they’re well protected.
With their commitment to exceptional service, competitive pricing, and personalized insurance solutions, Ellerhorst Insurance Agency LLC is the top choice for Ohio dealership insurance. Protect your dealership and gain peace of mind by partnering with the experts at Ellerhorst Insurance Agency LLC today.




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