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Farm Insurance

Ellerhorst Russell Insurance Agency will work with you closely to understand your needs and make sure you’re properly protected. We know the ins and outs of insurance.

Top Farm Insurance Agency In North East Ohio

America is built on farming. Our nation’s agricultural industry keeps our communities strong and helps us grow. At Ellerhorst Russell Insurance Agency, we recognize the importance of protecting your farm. It’s not just a job, it’s your life.

Since 1915, we have proudly served farms throughout Garrettsville, Hiram, Windham, Mantua, and Portage County, Ohio. We take every client’s farm personally, and work with them to craft personalized insurance policies that offer the highest level of protection for the best price.

After all, you’re not just a customer. For us, you’re like family.

You can expect professional, friendly service with agents who have more than 65 years of combined experience to support you and your farm. We invite you to learn about the coverages we offer, and how we can help you take care of your property.

The Basics Of Farm Insurance

Farm insurance protects farmers and ranchers from unexpected risks by covering their property, machinery, livestock, and liability. It includes home and contents coverage, farm outbuildings coverage, farm machinery coverage, and farmer’s liability coverage. Having farm insurance is crucial to manage risks, safeguard assets, and ensure the continuity of farming operations.
Explore the foundational elements of our comprehensive farm insurance, starting with our Home and Content Coverage. In this captivating image, a rustic log cabin takes center stage, nestled amidst the idyllic countryside. The corner of the cabin comes into view, showcasing the timeless charm of its sturdy wooden structure. The front porch beckons, with its inviting posts framing a peaceful scene—a humble hammock swaying gently between them. In the backdrop, a classic barn stands tall, an emblem of the agricultural heritage that surrounds this tranquil abode. Discover the essence of protection as our Home and Content Coverage shields not only your cherished dwelling but also the treasured memories and belongings within. Rest easy knowing that your farmstead is safeguarded against the unexpected, while you savor the timeless comforts of rural living.

Home and Contents Coverage​

Similar to homeowners’ policies, most farm insurance policies are built to cover your home and personal belongings. This is due to the fact that farm policies were crafted around the concepts of traditional farms. Where the farmer would tend to the land surrounding the house, leveraging that property to raise animals and produce crops.

Now, if your farm isn’t right next to your home, no worries. This is something our team can address and exclude this coverage from your policy. That is the benefit of working with a top-in-class agency. ensuring you have the perfect coverage for your unique situation.

Delve into the essentials of our Farm Insurance, beginning with our Farm Outbuildings Coverage. In this captivating image, the iconic symbol of rural farming stands proudly against a serene backdrop. The apex of a vibrant red barn adorned with a pristine white roof commands attention, as it pierces the canvas of a tranquil, light blue sky. It represents the heart of your farming operation—a haven for livestock, machinery, and vital equipment. Our Farm Outbuildings Coverage stands as a stalwart shield, safeguarding these essential structures against unforeseen perils. Embrace the peace of mind that comes from knowing your farm's vital assets are protected, allowing you to focus on nurturing the land and reaping the rewards of your labor.

Farm Outbuildings Coverage​

Farm ourbuildings Coverage is regarded as the most important coverage on your policy. This is built to proctect the buildings where all of the magic hapens, where you store your equipment, and house your livestock. Whether it is a simple storage building, barn where you store your equipment and tractors, keep the cattle and horses. These are things that may be covered with this section.

When working with our team we will make sure you have the coverage needed for each of these buildings. Things such as age and condition of the building may affect the type of coverage.

Delve into the essentials of our Farm Insurance, beginning with our Farm Outbuildings Coverage. In this captivating image, the iconic symbol of rural farming stands proudly against a serene backdrop. The apex of a vibrant red barn adorned with a pristine white roof commands attention, as it pierces the canvas of a tranquil, light blue sky. It represents the heart of your farming operation—a haven for livestock, machinery, and vital equipment. Our Farm Outbuildings Coverage stands as a stalwart shield, safeguarding these essential structures against unforeseen perils. Embrace the peace of mind that comes from knowing your farm's vital assets are protected, allowing you to focus on nurturing the land and reaping the rewards of your labor.
Unveil the cornerstone of our Farm Insurance, starting with our Farm Machinery Coverage. This captivating image captures the essence of agricultural efficiency and progress. Amidst a vast expanse of golden wheat, a powerful red and white combine harvester takes center stage. The machine is a beacon of productivity, its gears turning as it effortlessly traverses the field, collecting the harvest of nature's bounty. Dust particles dance in the wind, testimony to the relentless dedication of farmers and their tireless machinery. The radiant sun bestows its warm embrace upon the combine, illuminating its sturdy frame and highlighting the spirit of innovation at work. With our Farm Machinery Coverage, rest assured that your vital equipment is protected, empowering you to forge ahead with confidence and ensure a prosperous harvest season year after year.

Farm Machinery Coverage​

This type of coverage will is built to protect the vehicles you use everyday to maintain your farm. Such as tractors, trailers, skid-stears, combines and similar types of machinery.

Typically farm machinery coverage is based on the value of that specific piece of equipment, not necessarily the replacement cost.
Meaning that this will need to be updated each year.

We know how vital farm machinery is to a running a successful farm. Being said, we are very adament on making sure that you have the right coverage for you year in and year out. as you buy new equipment get rid of old… make sure that you are protected!

Discover the essence of protection with our Farmers Liability Coverage, an essential component of our Farm Insurance. This heartwarming image encapsulates the timeless bond between generations and the spirit of hard work. A wise and proud grandpa, donning a classic straw hat, walks alongside his beaming grandson. In their hands, they carry the fruits of their labor—two vibrant pumpkins, one orange and one red. The grandpa's gaze is filled with love and admiration, as he looks down at his grandson, sharing in the joy of their bountiful harvest. As they stroll, a wheelbarrow filled with a kaleidoscope of multicolored pumpkins moves effortlessly, a testament to their industrious nature. A rustic fence adorned with more pumpkins stands as a picturesque backdrop, showcasing the abundance and beauty of their farm. Under the radiant sunlight, their smiles reflect the satisfaction that comes from a hard day's work and the pride of cultivating the land. With our Farmers Liability Coverage, we provide the peace of mind that your farming activities, including the interactions with visitors and customers, are safeguarded. Embrace the confidence to share your harvest and open your farm's doors, knowing that we are here to protect you every step of the way, preserving the legacy of farming for future generations.

Farmer's Liability Coverage​

While this protection is on the top of our must have list form our farmers, the best part is – typically this is the lease expensive aspect of your policy.

If you dont have this on your current policy you may want to look at adding it As Soon As Possible. This coverage protects you from the instance if someone was to get hurt on your farm that wasnt a hired hand. For example if you had the rep from a local tractor store come out to talk about getting you in one of their new tractors, but while he was on your farm he slipped in your barn. If that rep decided to sue, Farmer’s liability coverage would help cover that.

Discover the essence of protection with our Farmers Liability Coverage, an essential component of our Farm Insurance. This heartwarming image encapsulates the timeless bond between generations and the spirit of hard work. A wise and proud grandpa, donning a classic straw hat, walks alongside his beaming grandson. In their hands, they carry the fruits of their labor—two vibrant pumpkins, one orange and one red. The grandpa's gaze is filled with love and admiration, as he looks down at his grandson, sharing in the joy of their bountiful harvest. As they stroll, a wheelbarrow filled with a kaleidoscope of multicolored pumpkins moves effortlessly, a testament to their industrious nature. A rustic fence adorned with more pumpkins stands as a picturesque backdrop, showcasing the abundance and beauty of their farm. Under the radiant sunlight, their smiles reflect the satisfaction that comes from a hard day's work and the pride of cultivating the land. With our Farmers Liability Coverage, we provide the peace of mind that your farming activities, including the interactions with visitors and customers, are safeguarded. Embrace the confidence to share your harvest and open your farm's doors, knowing that we are here to protect you every step of the way, preserving the legacy of farming for future generations.

Dwelling Coverages for Farm Owners​

Dwelling coverage protects your home after it sustains damage in a fire, flood, or other disaster. It’s a security blanket you can count on if anything ever happens to your home or other facilities on your property. ​

Dwelling

Your dwelling is where you reside on your farm. It’s the home you live in, where your family grows, and where you spend all of your time off the job. It houses the most important people in your life, so it deserves only the best protection. Dwelling coverage makes sure that you have protection to rebuild after your property sustains physical damages.​

Guaranteed Home
Replacement

Your dwelling is where you reside on your farm. It’s the home you live in, where your family grows, and where you spend all of your time off the job. It houses the most important people in your life, so it deserves only the best protection. Dwelling coverage makes sure that you have protection to rebuild after your property sustains physical damages.​

Personal Liability

If someone is ever injured on your property, personal liability protects you from financial damages. You’ll have the coverage needed to compensate them for any harm, without compromising your own security. ​

Personal Property

Protecting your belongings is just as important as protecting your home itself. With personal property dwellings coverage, you’ll know that any physical damages to property that are damaged or lost in an accident, theft, or other incident are covered. ​

Protect Your Farm Now!

Ellerhorst Russell Insurance Agency will work with you closely to understand your needs and make sure you’re properly protected.

Farm Insurance Coverages​

Once you’ve protected your home, it’s time to insure your business. Farmers combine their life and work into one space, which means they need well-rounded insurance policies to cover every aspect of their business.

We offer comprehensive insurance for farms that covers everything from unexpected damages to income loss.

Experience the comprehensive protection of our Farm Insurance Coverage, including essential Workers Compensation. This captivating image embodies the dedication and resilience of farmers as they tend to their apiaries. A man and a woman, dressed in crisp white shirts and protective aprons, stand side by side, exemplifying the harmony between humans and nature. In the woman's hands, a jar of golden honey glistens, a testament to their meticulous care for their buzzing companions. The man, wearing a straw hat, holds a bee smoker, a tool that aids in the careful management of the hives. Behind them, a picturesque scene unfolds—a serene backdrop of bee hives nestled amongst lush trees, bathed in the gentle embrace of sunlight. This image captures the symbiotic relationship between farmers and bees, showcasing the harmony that exists within this intricate ecosystem. Our Workers Compensation coverage ensures that the dedicated individuals who play a vital role in your farm operations are protected from unforeseen accidents or injuries that may occur during their essential work. With our coverage, you can rest assured that your workers are safeguarded, allowing them to carry out their tasks with peace of mind. We stand by you, providing the support and security needed to nurture your farm and the dedicated individuals who contribute to its success.

Workers Compensation​

Workers compensation is a type of coverage that covers lost wages for employees who are injured on the job and unable to work. ​
Experience the comprehensive protection of our Farm Insurance Coverage, including essential Workers Compensation. This captivating image embodies the dedication and resilience of farmers as they tend to their apiaries. A man and a woman, dressed in crisp white shirts and protective aprons, stand side by side, exemplifying the harmony between humans and nature. In the woman's hands, a jar of golden honey glistens, a testament to their meticulous care for their buzzing companions. The man, wearing a straw hat, holds a bee smoker, a tool that aids in the careful management of the hives. Behind them, a picturesque scene unfolds—a serene backdrop of bee hives nestled amongst lush trees, bathed in the gentle embrace of sunlight. This image captures the symbiotic relationship between farmers and bees, showcasing the harmony that exists within this intricate ecosystem. Our Workers Compensation coverage ensures that the dedicated individuals who play a vital role in your farm operations are protected from unforeseen accidents or injuries that may occur during their essential work. With our coverage, you can rest assured that your workers are safeguarded, allowing them to carry out their tasks with peace of mind. We stand by you, providing the support and security needed to nurture your farm and the dedicated individuals who contribute to its success.
Discover the comprehensive protection of our Farm Insurance Coverage, including safeguarding against the intake of foreign objects. This captivating image captures the dynamic nature of a sod farm and the vital role of machinery in the process. A vibrant green tractor, emblematic of efficiency and productivity, takes center stage as it maneuvers through the fields. Half of the sod field has already been harvested, leaving a neatly stripped landscape. The remaining half showcases a lush expanse of untouched green sod, ready to be harvested and utilized for various purposes. This juxtaposition highlights the continuous cycle of growth and harvest that characterizes the farming industry. As the tractor operates, it serves as a symbol of progress and technological advancement, ensuring the smooth and efficient extraction of sod. Our Farm Insurance Coverage offers protection against the unexpected intake of foreign objects, safeguarding your machinery and minimizing potential interruptions to your operations. Embrace the peace of mind that comes with our comprehensive coverage, allowing you to focus on cultivating a thriving farm while we shield you from unforeseen challenges along the way.

Intake Of Foreign Objects​

Accidents happen, but they can cost you thousands of dollars in expensive repairs or replacements for farming equipment. If your machinery ever intakes something it shouldn’t, this policy protects your expenses, so you can get back to work ASAP.​
Explore the robust coverage of our Farm Insurance, including our essential Crop Insurance. This captivating image invites you into the heart of agricultural abundance. From a bird's-eye perspective, we witness the hands of a dedicated farmer cradling a head of lettuce with care and reverence. Multiple heads of lettuce, each a vibrant symbol of growth and sustenance, surround the central one. The image captures the essence of the farmer's commitment to nurturing their crops, ensuring their healthy development. With Crop Insurance, we provide a protective shield against the uncertainties that can impact your agricultural yields. Whether it be unpredictable weather patterns, pests, or other challenges, our coverage stands as a reliable safeguard, allowing you to focus on cultivating a prosperous harvest. Embrace the reassurance that comes from knowing your crops are protected, enabling you to navigate the ever-changing landscape of farming with confidence. Our Crop Insurance offers the peace of mind you deserve as you cultivate the land and bring forth the bountiful harvest that sustains communities and nourishes lives.

Crop Insurance​

In the event of a natural disaster or a loss of revenue due to the economy’s impact on agricultural products, your crop insurance will help you recover money you’ve invested into your produce, fruit, grains, and other plantables.
Explore the robust coverage of our Farm Insurance, including our essential Crop Insurance. This captivating image invites you into the heart of agricultural abundance. From a bird's-eye perspective, we witness the hands of a dedicated farmer cradling a head of lettuce with care and reverence. Multiple heads of lettuce, each a vibrant symbol of growth and sustenance, surround the central one. The image captures the essence of the farmer's commitment to nurturing their crops, ensuring their healthy development. With Crop Insurance, we provide a protective shield against the uncertainties that can impact your agricultural yields. Whether it be unpredictable weather patterns, pests, or other challenges, our coverage stands as a reliable safeguard, allowing you to focus on cultivating a prosperous harvest. Embrace the reassurance that comes from knowing your crops are protected, enabling you to navigate the ever-changing landscape of farming with confidence. Our Crop Insurance offers the peace of mind you deserve as you cultivate the land and bring forth the bountiful harvest that sustains communities and nourishes lives.
Unveil the essential coverage of our Farm Insurance, including our reliable Farm Trucking protection. This evocative image captures the character and resilience of a well-worn pickup truck, a faithful companion to countless farm journeys. Focusing on the front passenger side, the headlight comes into view, showcasing the truck's weathered charm. Years of dedicated service are etched into its faded and rusty paint, testament to the countless miles traveled and tasks accomplished on the farm. This trusted workhorse has witnessed the ebb and flow of agricultural seasons, carrying its load through fields, dirt roads, and beyond. With our Farm Trucking coverage, we stand by your side, ensuring that your essential farm vehicles are protected against unforeseen challenges. Whether it's transporting livestock, crops, or equipment, our coverage offers the peace of mind needed to tackle the demands of farm logistics with confidence. Embrace the steadfast protection that accompanies our Farm Trucking coverage, allowing you to continue your farm's operations smoothly and efficiently. Together, we navigate the rugged terrains and time-honored traditions that define the spirit of farming, while preserving the legacy of your trusted farm truck for years to come.

Farm Trucking​

From tractors to balers and beyond, our farm trucking coverage ensures the vehicles that power your business every day are protected. Coverage includes both repairs from damages as well as replacements of vehicles in some cases.​
Experience the comprehensive protection of our Farm Insurance, including our Farm Building Coverage. This captivating image captures the essence of agricultural heritage and the importance of safeguarding your farm structures. A majestic, long red barn with a gleaming white metal roof takes center stage in a vast, grassy field. It stands as a proud symbol of tradition and storied history. Beside the barn, three sturdy grain silos tower, showcasing the vital role of storage in the farming process. Other white outbuildings stand nearby, each serving a specific purpose in supporting the farm's operations. Under a serene sky painted with fluffy clouds, the sun's radiant rays illuminate the scene, infusing it with warmth and vitality. Our Farm Building Coverage ensures that these essential structures are protected against unforeseen perils, providing you with peace of mind as you preserve the legacy of your farm. Embrace the confidence that comes from knowing your farm buildings are shielded, allowing you to focus on nurturing your agricultural pursuits. Together, we cultivate a secure future for your farming legacy amidst the timeless beauty of the rural landscape.

Farm Building Coverage​

Any farming building you use can be protected by the right farm building coverage policy. These plans keep your farm’s facilities insured against any damages such as fire, floods, lightning, and collisions. ​
Experience the comprehensive protection of our Farm Insurance, including our Farm Building Coverage. This captivating image captures the essence of agricultural heritage and the importance of safeguarding your farm structures. A majestic, long red barn with a gleaming white metal roof takes center stage in a vast, grassy field. It stands as a proud symbol of tradition and storied history. Beside the barn, three sturdy grain silos tower, showcasing the vital role of storage in the farming process. Other white outbuildings stand nearby, each serving a specific purpose in supporting the farm's operations. Under a serene sky painted with fluffy clouds, the sun's radiant rays illuminate the scene, infusing it with warmth and vitality. Our Farm Building Coverage ensures that these essential structures are protected against unforeseen perils, providing you with peace of mind as you preserve the legacy of your farm. Embrace the confidence that comes from knowing your farm buildings are shielded, allowing you to focus on nurturing your agricultural pursuits. Together, we cultivate a secure future for your farming legacy amidst the timeless beauty of the rural landscape.
Discover the crucial protection provided by our Farm Insurance, specifically our Farm Liability Insurance. This captivating image showcases the quintessential farmhouse, nestled amidst the expansive fields, embodying the heart of agricultural life. With a vibrant red roof, the farmhouse stands proudly, exuding warmth and familiarity. Surrounded by nature's beauty, a backdrop of lush trees frames the scene, adding a touch of tranquility to the landscape. A long driveway leads to the farmhouse, inviting visitors to embrace the rural charm and hospitality that await them. Under a clear blue sky adorned with fluffy clouds, the sun's radiant rays illuminate the picture, symbolizing the optimism and promise of the farming journey. Our Farm Liability Insurance provides the peace of mind and protection necessary for the unique risks faced by farmers and their operations. From the farmhouse to the surrounding property, we ensure that your liabilities are covered, safeguarding against potential accidents, injuries, or property damage that may occur. Embrace the reassurance that comes from knowing your farm and its liabilities are protected, allowing you to focus on nurturing your land, welcoming visitors, and cultivating a thriving agricultural enterprise.

Farm Liability Insurance​

To protect your farm against lawsuits, you need the right farm liability insurance. This policy protects your business if any of its activities or your property result in harm or injury to a member of the public. ​
Immerse yourself in the realm of comprehensive Farm Insurance coverage north east ohio, including the vital aspect of Land Leased or Rented Land for Farming. This captivating image invites you into a flourishing farmer's field, where the foundations of agricultural success are firmly established. In the foreground, large irrigation equipment diligently tends to the land, gracefully watering the crops that thrive under its care. In the distance, rolling hills and medium mountains paint a picturesque backdrop, evoking a sense of harmony between nature and agriculture. The sun shines brightly overhead, infusing the scene with warmth and radiance, while providing the life-giving energy that sustains the farmer's efforts. Within our Farm Insurance coverage, we offer protection for leased or rented land, ensuring that your farming operations on these grounds are safeguarded against unforeseen challenges. Embrace the peace of mind that comes with knowing your leased or rented land is covered, allowing you to focus on nurturing the soil, maximizing yields, and cultivating a prosperous future. Together, we navigate the ever-changing landscapes of leased or rented land, while harnessing the power of nature and the protection of our comprehensive Farm Insurance coverage.

Land Leased or Rented Land for Farming​

Leasing or renting land for a farm comes with all the same risks as owning your own property. Before you can safely operate on rented land, you’ll need the right coverage to protect your business against any risks. That’s where our land leased or rented land farming insurance comes in.
Immerse yourself in the realm of comprehensive Farm Insurance coverage north east ohio, including the vital aspect of Land Leased or Rented Land for Farming. This captivating image invites you into a flourishing farmer's field, where the foundations of agricultural success are firmly established. In the foreground, large irrigation equipment diligently tends to the land, gracefully watering the crops that thrive under its care. In the distance, rolling hills and medium mountains paint a picturesque backdrop, evoking a sense of harmony between nature and agriculture. The sun shines brightly overhead, infusing the scene with warmth and radiance, while providing the life-giving energy that sustains the farmer's efforts. Within our Farm Insurance coverage, we offer protection for leased or rented land, ensuring that your farming operations on these grounds are safeguarded against unforeseen challenges. Embrace the peace of mind that comes with knowing your leased or rented land is covered, allowing you to focus on nurturing the soil, maximizing yields, and cultivating a prosperous future. Together, we navigate the ever-changing landscapes of leased or rented land, while harnessing the power of nature and the protection of our comprehensive Farm Insurance coverage.
Explore the comprehensive coverage of our Farm Insurance, including the crucial aspect of Farm Income and Extra Expense protection. This captivating image captures the essence of a fertile grassy field in the midst of transformation. The field, on the verge of going to seed, symbolizes the cycle of growth, harvest, and renewal that characterizes the agricultural journey. In the background, a charming white house stands against the backdrop of a lush green landscape. Surrounding the house, vibrant greenery thrives, offering a sense of serenity and natural beauty. Within our Farm Income and Extra Expense coverage, we provide the security and support needed to navigate the uncertainties and challenges that may impact your farm's income and necessitate additional expenses. From unforeseen market fluctuations to unexpected costs, our coverage ensures your financial well-being and resilience in the face of adversity. Embrace the reassurance that comes with knowing your farm's income and unforeseen expenses are protected, allowing you to focus on nurturing your land, tending to your crops, and cultivating a prosperous future. Together, we cultivate a steadfast foundation for your farm's success amidst the enduring beauty of the rural landscape.

Farm Income and Extra Expense​

Sometimes, external circumstances impact your farm’s profitability. You may not always see these threats coming, but their effect can have a devastating impact on your business. Protecting your farm and your financial welfare requires the right farm income and extra expense insurance. You can get reimbursed for extra costs, or supplement lost income through this policy.
Embark on a journey through the comprehensive coverage of our Farm Insurance, including the crucial component of Farm Equipment Breakdown protection. This captivating image captures the essence of grape harvest, where the tireless efforts of farmers converge with the bountiful gifts of nature. In the forefront, a red tractor powers forward, pulling a sturdy blue trailer. Seated at the helm, a dedicated farmer navigates the rows of abundant grapevines, while a fellow farmer walks attentively behind the trailer. Together, they form a harmonious team, ensuring a successful harvest. As the tractor and trailer make their way through the lush vineyard, mountains majestically adorn the background. The sky above is dotted with fluffy clouds, reflecting the vastness of possibilities that lie ahead. With our Farm Equipment Breakdown coverage, we offer protection against unforeseen mechanical failures that may impact your essential farming machinery. From tractors to trailers, we safeguard your equipment, ensuring that potential breakdowns don't hinder your farming operations. Embrace the reassurance that comes with knowing your farm equipment is protected, allowing you to navigate the challenges of agriculture with confidence. Together, we cultivate resilience and efficiency in the face of adversity, ensuring a thriving harvest amidst the awe-inspiring beauty of nature.

Farm Equipment Breakdown

When your equipment breaks down, your farm comes to a halt as well. Minimize downtime, recover expenses, and quickly get your essential tools back up and running with our farm equipment breakdown coverage. Our comprehensive packages can be customized to fit both your needs and your budget.​
Embark on a journey through the comprehensive coverage of our Farm Insurance, including the crucial component of Farm Equipment Breakdown protection. This captivating image captures the essence of grape harvest, where the tireless efforts of farmers converge with the bountiful gifts of nature. In the forefront, a red tractor powers forward, pulling a sturdy blue trailer. Seated at the helm, a dedicated farmer navigates the rows of abundant grapevines, while a fellow farmer walks attentively behind the trailer. Together, they form a harmonious team, ensuring a successful harvest. As the tractor and trailer make their way through the lush vineyard, mountains majestically adorn the background. The sky above is dotted with fluffy clouds, reflecting the vastness of possibilities that lie ahead. With our Farm Equipment Breakdown coverage, we offer protection against unforeseen mechanical failures that may impact your essential farming machinery. From tractors to trailers, we safeguard your equipment, ensuring that potential breakdowns don't hinder your farming operations. Embrace the reassurance that comes with knowing your farm equipment is protected, allowing you to navigate the challenges of agriculture with confidence. Together, we cultivate resilience and efficiency in the face of adversity, ensuring a thriving harvest amidst the awe-inspiring beauty of nature.

Your Trusted Northeast Ohio Farm Insurance Provider​

At Ellerhorst Russell Insurance Agency, we’re here for you and your farm. We make sure you fully understand all the options available to protect your business and home, all while ensuring you get the best deal for your budget.

Our goal is to give you the extra piece of mind you need, and we’re with you every step of the way.

Please reach out to one of our local agents to learn more about our policies, and get a free estimate from one of our farming insurance experts.

Who Is Farm Insurance For?

Farm Insurance is made to fit any farm and farmer. Regardless of what you do, We will help carefully craft the perfect farm insurance policy for you.

Grow corn and countless other types of agriculture? Ellerhorst Russell Insurance can help with that. Even if you have a small hobby farm around your home. There is a farm policy for you.

Dairy farmer? Have a small ranch where you raise show horses or raise goats? We have an insurance product to get you covered.

No matter what your farm looks like, we can custom-tailor a policy to fit your needs, and cover your equipment and buildings, while keeping you safe from liability claims.

How Do I Get A Quote?

Ellerhorst Russell Insurance agency will work with you closely to understand your needs and make sure you’re properly protected.​

Do You Have The Right Farm Insurance?​

At Ellerhorst Russell Insurance Agency, We Take The Time To Make Sure You Have The Coverage You Need​

You may have farm insurance currently, but are you 100% positive that it is the coverage your need? We often see horror stories firsthand of someone not having the coverage they need or finding out that a local farmer has been paying thousands more than they needed to with unnecessary farm insurance.

The right policy will make sure you are covered where it is most important and help protect you against the unknown. But, what if you have gaps and are missing protection? Well, that is where our team comes in and makes sure we take the time to understand your exact situation and get you the coverage you need.

If you have any questions about your current coverage, the best thing you can do is reach our to one of our agents at Ellerhorst Russell Insurance LLC. we are experts when it comes to farm insurance and can make sure you have all the coverage you need.

Learn More About Farm Insurance

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Farm Insurance Frequently Asked Questions

Farm insurance is crafted to make sure your property, equipment, dwelling, and much more is covered in the chance of peril. In a nut shell with the right coverage you can rest assured your farm will have the protection it needs.
Farm blanket policies are a form of coverage that is meant to cover personal property loss up to certain limits.
It is very difficult to say what liability coverage you have without looking at your exact policy. What we can say is if you have questions to what is not included in your farm insurance policy, you should call your insurance agency and make sure you have a clear understanding to the coverage you have.
Reach out to your insurance company to describe the situation that you need to claim. regardless of the property damage or other perils, your insurance company will be able to look up your insurance coverage and be able to help guide you through the claims process.
In insurance, farm insurance is very similar to homeowners insurance. Farm insurance makes sure you have coverage for your home, possessions, and personal liability. Yet, while farm insurance can cover your farm vehicles, you still will need car insurance or auto insurance.

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