And Camper Insurance
Ellerhorst Russell Insurance Agency will work with you closely to understand your needs and make sure you’re properly protected.
We know the ins and outs of insurance.
Ohio RV & Camper Insurance
As an adventurous person who likes touring in their RV, you need good insurance coverage since accidents happen unexpectedly. It’s also a requirement in many states that the RV driver is liable for bodily injury and property damage caused by their vehicle.
However, every recreational vehicle requires different insurance, as each coverage comes with a unique package. So if you have a recreational vehicle (RV), you need the right RV insurance from a trusted agency.
With RV insurance, you can cover medical bills for yourself and others in the event of an accident involving your RV. It can also help pay for legal expenses and damage bills to other people’s property or vehicles, saving you from using cash from your pockets.
But what does RV insurance cover? If you’re planning to buy an RV, this guide will help you choose the best RV insurance and explain what it covers in detail.
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RV & Camper Insurance Coverages
List of RV & Camper Insurance Coverages
You need comprehensive coverage to protect you from non-collision damages that your RV is involved in and that are out of your control. The damages include those from fire, vandalism, weather, animal accidents, theft, and glass or windshield damage.
Remember, comprehensive coverage is a policy within an insurance policy and can also help you when natural calamities like storms, floods, and earthquakes strike. Comprehensive coverage is good for your high-value RV or if you can’t afford to repair or replace your car out of your own pocket.
Another offer under our RV insurance is collision coverage, which helps repair or replace your RV if it is damaged when another vehicle or object is involved. The object can be a tree, fence, or a single-car accident where the RV rolls over or falls over.
Remember, the lender will need collision coverage if you’re leasing or financing your RV. It can also cover hits and runs or collisions with parked vehicles. But it doesn’t cover medical bills for anyone involved in the accident or another person’s car.
Additional RV Insurance Coverages
Equipment Attached & Accessories
Towing & Roadside Coverage
Coverage For RVs, Trailers, & Motorhomes
Specific Coverage For Specific RVs, Trailers & Motorhomes
Class A Motorhome
Class B Motor home
Class C Motor home
Cargo & Horse Trailers
Conventional Travel Trailers
Required RV insurance Coverage in Ohio
Best Ohio RV Insurance Agency
The best RV insurance agency in Ohio should meet your demands for RV coverage and be there for you when you need it. You need to find a carrier that you can rely on to protect your RV, whether on the road or parked somewhere. With the right RV insurance policy, you can rest assured that your motorhome is protected.
Ellerhorst Insurance Agency LLC is the best insurance agency for your RV coverage in Ohio. Our independent agency offers various customers’ preferred policies that fit your needs. We work with experienced staff who will help you understand your RV insurance needs and customize your coverage to meet your requirements.
So, as an RV owner if you’re looking for the best Ohio RV insurance agency, Ellerhorst is here for you. You can count on us to get the best RV policies tailored to your needs.